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Let's call a spade a spade

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No fluff. Just the capital your business needs to grow, thrive, and succeed.

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Need Funding Fast?

Access up to $5,000,000 in 24 hours or less

with one simple application

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About Us

Who We Are

At Working Capital Funds, we don't sugarcoat it. We know running a business is tough, and getting the capital you need shouldn't add to your headaches. That's why we tell it like it is and give you straightforward, no-nonsense funding solutions.

Our Mission

Our mission is simple: to empower small businesses with the financial resources they need to tackle challenges head-on and seize opportunities. With a team of seasoned professionals, we cut through the jargon and get to what matters—helping your business grow.

Our Promise

We're committed to transparency, integrity, and customer satisfaction. You'll get the real story from us, no hidden fees, no surprises—just the support you need to succeed.

Why Choose Us

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No Nonsense Funding

We call it what it is: you need capital, and we provide it—fast. We won't waste your time with endless paperwork or vague promises.

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Straightforward Process

Time is money. That's why we've streamlined our application and approval process to get you funded in as little as 24 hours. No runarounds, just results.

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Experienced Team

With years in the industry, our team knows the ins and outs of business financing. We'll guide you through the process with honesty and expertise.

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Products

Straightforward Funding Solutions

Term Loans

Need capital for big moves? Our fixed-rate loans offer the flexibility you need to invest in your business's future.

Lines of Credit

Get access to funds when you need them, with a revolving line of credit that's there for your business's day-to-day needs.

Credit Card Split

Finance your business by diverting a small portion of your daily credit card sales.

Acquisition Loans

Tailored funding to help you purchase an existing business or expand through strategic acquisitions.

Equipment Financing

Finance new or used equipment without draining your cash reserves. We'll help you get what you need to grow.

Merchant Processing

Our payment processing system is designed to meet your business's needs—whether it's mobile payments, POS, or e-commerce

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Solutions

Customized Solutions for Your Industry

Fashion retailer

Retail Solutions

Funding that helps you manage inventory, renovate stores, and expand your retail operations. We keep it simple and effective.

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Healthcare Solutions

Financing designed for healthcare providers. Whether you need new equipment or facility upgrades, we’re here to support you.

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Construction Solutions

Big projects require big capital. We’ll provide the funds you need to purchase materials and manage cash flow, without the hassle.

Let's Talk

Contact Working Capital Funds today to learn more

about our financing options or to get started.

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